As a former business owner, I know the dedication and energy you bring to your business. It is your most important investment, and the driving force for both your sense of accomplishment and your family’s well-being. At RBC Wealth Management, we have the resources and expertise to help you with many of the important components of business success.
- Funding: Whether it be working capital, project or real estate financing, equipment leasing or even life insurance premium funding for key man issues, we have the financial and marketplace sensitivities for business tailored lending. Our global size, filtered through our intimate US footprint make RBC US an ideal business lender.
- Cash management: This same combination of global bank and US footprint also enables us to provide insured deposit coverage up to $5 million with industry leading rates and an advisor-dedicated bond desk for longer term investment needs.
- Protecting: Business success is growth divided by contingency planning. Not all black swans are insurable, but those that are should be. Buy/sell agreements, key man insurance, backup funding and personal wealth planning are some of the items we can help with.
- Retirement benefits and maximizing value: Retirement Plan Management is at the core of many of our business relationships. We understand the importance of an appreciated benefit that fosters successful recruiting at all levels, without excessive demands that divert efforts away from your core business. Quality employees are an important component in business value. Let us take a look at your current offering and see if there are ways to improve your plan’s cost, time demands and employee appreciation.
- Exit management: Some call it exit planning, some call it harvesting, but for all business owners this is the goal; cashing in the equity you’ve been building all these years. It takes thought and planning – both personal and business – value building, marketplace knowledge, lifestyle decisions, tax management. This is not something that you just decide and do. It requires as much thought as running your business. We are Certified Exit Planning Advisors (CEPA®) and ready to help.
- Family office services: At a certain level of wealth, a special set of needs can arise. RBC Wealth Management’s US structure, together with our top ten global size puts us in a unique position to deliver these services the way they were intended to be. We don’t need a private bank to create an illusion of exclusivity. We bring in our Echelon Team, specialists in this realm of wealth management.
- Estate planning services
- Philanthropy advisory
- Private aviation
- Art advisory
- Life insurance premium financing
- Tailored lending
- Private health advisory
